Homestead Exemption
Who may qualify
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Confirm the last penalty-free payment day with your county.
Not tax or legal advice; confirm with your county. Dates are shown as published by the source.
Census ACS 2020–2024 estimates for owner-occupied homes. The median annual tax paid is a historical survey estimate, not a quote for this year’s bill.
| Area | Median annual tax paid | Median home value | Effective rate estimate |
|---|---|---|---|
| Lucas County | $2,773 | $163,900 | 1.69% |
| Ohio | $2,822 | $214,800 | 1.31% |
| United States | $3,119 | $332,700 | 0.94% |
Lucas County’s effective-rate point estimate is 0.38 percentage points above Ohio’s and 0.75 percentage points above the US estimate.
Effective rate = median annual real estate taxes paid (B25103) ÷ median owner-occupied home value (B25077). State and US figures use their own Census medians, not averages of counties. These ratios are not statutory rates or medians of individual tax rates. Differences are not tests of statistical significance. Bounded or missing estimates stay unavailable.
Annual taxes: $2,773 (90% margin of error: ±$56). Census table B25103_001E. Verified October 24, 2026.
0500000US39095|2773|56|3117|99|2262|95
Home value: $163,900 (90% margin of error: ±$2,132). Census table B25077_001E. Verified October 24, 2026.
0500000US39095|163900|2132
Annual taxes: $2,822 (90% margin of error: ±$10). Census table B25103_001E. Verified October 24, 2026.
0400000US39|2822|10|3048|18|2487|13
Home value: $214,800 (90% margin of error: ±$742). Census table B25077_001E. Verified October 24, 2026.
0400000US39|214800|742
Annual taxes: $3,119 (90% margin of error: ±$4). Census table B25103_001E. Verified October 24, 2026.
0100000US|3119|4|3489|4|2576|4
Home value: $332,700 (90% margin of error: ±$236). Census table B25077_001E. Verified October 24, 2026.
0100000US|332700|236
Due dates and filing windows, in one view.
Today:
Assessment notice: not yet verified.
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Only announced dates are included, with a reminder seven days before. Re-download after dates change.
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Official source. Statutory. Verified .
A numerical example is unavailable without a verified single percentage and unit. Use the published rule or ask the county for a payoff amount.
Official source. Verified .
Official source. Verified .
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Official source. Verified .
First half real estate tax: January 31, 2026 (announced). Second half real estate tax: July 31, 2026 (announced).
Use the official payment portal: https://ipn.paymentus.com/cp/luca. Cash, Personal check, Money order, E-check, Debit card, Credit card
ORC 323.121(A)(1) sets a 10% penalty on unpaid first-half current tax after December 31 or the extended collection date; subsection (A)(2) contains a contract exception. Check the county's extended date.
Cash, personal checks and money orders have no fee; e-check $0.50; debit/credit cards 2.5%.
Formal valuation complaint to county Board of Revision, generally January 1–March 31.
Formal appeals must be filed between January 1 and March 31.
Verified
Except as otherwise provided in division (A)(2) of this section, if one-half of the current taxes charged against an entry of real estate together with the full amount of any delinquent taxes are not paid on or before the thirty-first day of December in that year or on or before the last day for payment as extended pursuant to section 323.17 of the Revised Code, a penalty of ten per cent shall be charged against the unpaid balance of such half of the current taxes on the duplicate.
Verified
The Homestead Exemption allows low-income senior citizens, certain disabled Ohioans, their surviving spouses, and the surviving spouses of public service officers killed in the line of duty to reduce their property tax bills by shielding some of the market value of their homes from taxation.
Verified
Pay with a debit card, credit card, or eCheck anytime by clicking here. (fees apply)
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The Lucas County Treasurer’s Office offers several secure and convenient options. Cash, personal checks (made out to “Lucas County Treasurer”) and money orders don’t have any fees. eChecks (direct debit) cost 50 cents, and debit and credit card payments incur a 2.5% processing fee.
Verified
Tools for Lucas County, OH
Starts at the county’s Census median: $163,900. Change it to your best estimate.
Your home value × the county’s Census effective rate; your actual bill may differ.
Not tax or legal advice; confirm with your county.
Census survey, 2020–2024. Rate = median annual taxes ÷ median home value.
0500000US39095|2773|56|3117|99|2262|95
Official source. Last verified 2026-10-24.
A complete date-based penalty rule and its matching cutoff have not been verified here.
Not tax or legal advice; confirm with your county.
Check the official information
Except as otherwise provided in division (A)(2) of this section, if one-half of the current taxes charged against an entry of real estate together with the full amount of any delinquent taxes are not paid on or before the thirty-first day of December in that year or on or before the last day for payment as extended pursuant to section 323.17 of the Revised Code, a penalty of ten per cent shall be charged against the unpaid balance of such half of the current taxes on the duplicate.
Official source. Last verified 2026-10-24.
Check the exemptions that may fit. A “Yes” does not confirm eligibility; your assessor makes that decision.
Qualifying low-income seniors, certain disabled Ohioans and their surviving spouses, and surviving spouses of public-service officers killed in duty. Full criteria and current income limits require the program instructions.
We’ll show the next step for this exemption.
Not tax or legal advice; confirm with your county.
Official eligibility and application
The Homestead Exemption allows low-income senior citizens, certain disabled Ohioans, their surviving spouses, and the surviving spouses of public service officers killed in the line of duty to reduce their property tax bills by shielding some of the market value of their homes from taxation.
Official source. Last verified 2026-10-24.
Estimates are separate. Do not add them together; eligibility, taxing units and restrictions can overlap.
Use market value, not assessed or taxable value.
This compares market values only; being above the county median does not establish overassessment.
Not tax or legal advice; confirm with your county.
Census survey, 2020–2024. Rate = median annual taxes ÷ median home value.
0500000US39095|2773|56|3117|99|2262|95
Official source. Last verified 2026-10-24.
Formal valuation complaint to county Board of Revision, generally January 1–March 31.
County filing instructions have not been verified here.
State guidance: Formal valuation complaint to county Board of Revision, generally January 1–March 31.
Official appeal source. Last verified 2026-10-24.
Official appeal source. Last verified 2026-10-24.
Compare the same home value in up to four counties.
Starts at the county’s Census median: $163,900. Change it to your best estimate.
Enter another ZIP, city or county to compare estimated annual bills.
Not tax or legal advice; confirm with your county.
Not tax or legal advice; confirm with your county. How these estimates work.
Choose your county for email reminders 14 and 3 days before announced last penalty-free payment dates. Confirm your email to join. Unsubscribe in one click.
Toledo, OH (Metropolitan Statistical Area). Census delineation, verified October 24, 2026.
45780 | Toledo, OH | Metropolitan Statistical Area | Lucas County | Ohio | 39 | 095
Updated , from cited verification dates. Individual sources may have earlier checks.