San Mateo County property tax

First secured installment

Due

Set by law

6 days left Until this due date

Verified — Last verified . View source

Last day to pay without a penalty: .

Read the county’s exact wording

Set by law. Check the county’s payment time and method. Updated daily.

§§ 2617 and 2704 Rev. & Tax. Code December 10 Property owners First installment of taxes on the secured roll, if unpaid, is delinquent at 5:00 p.m. or close of business day, whichever is later.

County weekend and holiday rule

A specified date falling on Saturday, Sunday or a legal holiday permits the action on the next business day.

If the specified date falls on Saturday, Sunday, or a legal holiday, the action may be done on the next business day. (Government Code §§ 6706, 6707)

Not tax or legal advice; confirm with your county. Dates are shown as published by the source.

Installment timeline

2026–2027

Due dates and filing windows, in one view.

Sources. Checked .

Today:

  1. First secured installment

    November 1, 2026

    Set by law

  2. Second secured installment

    February 1, 2027

    Set by law

  3. Appeal window

    July 2, 2026 through November 30, 2026

    Officially published

Assessment notice: not yet verified.

How to pay

Sources. Checked .

Payment methods

Electronic check, Credit card

Officially published

Fees

E-check is free; credit card service fee is 2.35%.

Officially published

Late payments and penalties

Sources. Checked .

Penalties begin after

December 10, 2026

Set by law

First installment: 10% after the payment deadline. Second installment: 10% plus $40. At tax default, $35 redemption fee plus 1.5% monthly penalty. Delinquent dates move to the next business day on weekends or holidays.

Officially published

A numerical example is unavailable without a verified single percentage and unit. Use the published rule or ask the county for a payoff amount.

Assessment appeals

Sources. Checked .

Appeal window

July 2, 2026 through November 30, 2026

Officially published

Where to file

San Mateo County Assessment Appeals Board, 500 County Center, 5th Floor, BOS 104, Redwood City, CA 94063

Officially published

Official appeal information

Officially published

Exemptions

Sources. Checked .

Homeowners' Exemption

Who may qualify

Qualifying owners whose home is their principal residence on January 1.

Officially published

Savings

One-time claim with the county assessor; first-time filing by February 15 for the full exemption.

Officially published

Official exemption information

Officially published

Disabled Veterans' Exemption

Who may qualify

Qualifying veterans rated or compensated at 100% for service-connected disability, or qualifying unmarried surviving spouses; principal residence required.

Officially published

Savings

Initial full-benefit filing: by the following January 1 or 90 days after the eligibility event, whichever is later. The low-income exemption requires annual filing by February 15.

Officially published

Official exemption information

Officially published

County offices

Sources. Checked .

San Mateo County Tax Collector

collector

Officially published

Phone

866-220-0308

Officially published

Address

555 County Center, Floor 1, Redwood City, CA 94063

Officially published

Official office website

Officially published

San Mateo County Assessor Division

assessor

Officially published

Phone

(650) 363-4500

Officially published

Address

555 County Center, 3rd Floor, Redwood City, CA 94063-1665

Officially published

Official office website

Officially published

Common questions

Sources. Checked .

When is property tax due in San Mateo County?

First secured installment: November 1, 2026 (Set by law). Second secured installment: February 1, 2027 (Set by law).

Where can I pay San Mateo County property tax?

Use the official payment portal: https://www.smcgov.org/tax. Electronic check, Credit card

What is the late-payment penalty for San Mateo County property tax?

First installment: 10% after the payment deadline. Second installment: 10% plus $40. At tax default, $35 redemption fee plus 1.5% monthly penalty. Delinquent dates move to the next business day on weekends or holidays.

Does San Mateo County charge a fee to pay property tax online?

E-check is free; credit card service fee is 2.35%.

Sources

Sources. Checked .

Read the source quotations (23)
https://www.smcgov.org/ceo/news/county-controller-publishes-property-tax-highlights-fy-2024-25
More recently, they grew by 4.9 percent for FY 2025-26, and by 4.3 percent for FY 2026-27 based on assessed values as of the lien date of January 1, 2026.

Checked .

https://www.boe.ca.gov/proptaxes/calendar.htm
§ 2605 Rev. & Tax. Code November 1 Property owners First installment of real property taxes and all taxes on personal property on the secured roll are due and payable.

Checked .

https://www.boe.ca.gov/proptaxes/calendar.htm
§§ 2617 and 2704 Rev. & Tax. Code December 10 Property owners First installment of taxes on the secured roll, if unpaid, is delinquent at 5:00 p.m. or close of business day, whichever is later.

Checked .

https://www.boe.ca.gov/proptaxes/calendar.htm
If the specified date falls on Saturday, Sunday, or a legal holiday, the action may be done on the next business day. (Government Code §§ 6706, 6707)

Checked .

https://www.boe.ca.gov/proptaxes/calendar.htm
§ 2606 Rev. & Tax. Code February 1 Property owners Second installment real property taxes due and payable.

Checked .

https://www.boe.ca.gov/proptaxes/calendar.htm
§§ 2617 and 2704 Rev. & Tax. Code December 10 Property owners First installment of taxes on the secured roll, if unpaid, is delinquent at 5:00 p.m. or close of business day, whichever is later.

Checked .

https://www.smcgov.org/tax
Click this link to view/pay property taxes.

Checked .

https://www.smcgov.org/tax/using-tax-payment-system
There is no charge for electronic check (e-check) payments. You may also pay online by using a credit card (Visa, MasterCard, Discover or American Express).

Checked .

https://www.smcgov.org/tax/using-tax-payment-system
There is no charge for electronic check (e-check) payments. You may also pay online by using a credit card (Visa, MasterCard, Discover or American Express). All credit card payments are processed through our payment service. Please be aware that there is a 2.35% service fee for payments.

Checked .

https://www.smcgov.org/tax
A 10% penalty is added the next day A 10% penalty plus $40.00 cost is added the next day A redemption fee of $35.00 and a monthly penalty of 1.5% will be added to Secured defaulted parcels If a delinquent date falls on a weekend or holiday, the delinquent date is the next business day.

Checked .

https://www.smcgov.org/tax
Sandie Arnott, San Mateo County Tax Collector

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https://www.smcgov.org/tax
866-220-0308

Checked .

https://www.smcgov.org/tax
555 County Center Floor 1 Redwood City, CA 94063

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https://smcacre.gov/assessor/location/assessor-division
Assessor Division

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https://smcacre.gov/assessor/location/assessor-division
555 County Center 3rd Floor Redwood City, CA 94063-1665

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https://smcacre.gov/assessor/property-tax-relief
The AAB’s filing deadline schedule for 2026 assessment appeals for regular assessment is from July 2, 2026 through November 30, 2026.

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https://www.smcgov.org/ceo/preparing-your-appeals-application
San Mateo County Assessment Appeals Board 500 County Center, 5th Floor, BOS 104 Redwood City, CA 94063

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https://www.smcgov.org/ceo/preparing-your-appeals-application
Application and Instructions

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https://www.boe.ca.gov/proptaxes/homeowners_exemption.htm
The California Constitution provides a $7,000 reduction in the taxable value for a qualifying owner-occupied home. The home must have been the principal place of residence of the owner on the lien date, January 1st.

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https://www.boe.ca.gov/proptaxes/homeowners_exemption.htm
To claim the exemption, the homeowner must make a one-time filing with the county assessor where the property is located. A person filing for the first time on a property may file anytime after the property or claimant becomes eligible, but no later than February 15 to receive the full exemption for that year.

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https://www.boe.ca.gov/proptaxes/dv_exemption.htm
The Disabled Veterans' Exemption reduces the property tax liability on the principal place of residence of qualified veterans who, due to a service-connected injury or disease, have been rated 100% disabled or are being compensated at the 100% rate due to unemployability. An unmarried surviving spouse of a qualified veteran may also claim the exemption.

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https://www.boe.ca.gov/proptaxes/dv_exemption.htm
the claim form must be filed between the date of the eligibility event and on or before the following January 1, or 90 days after the date of the eligibility event, whichever is later. The claim form must be filed annually between January 1 and on or before February 15.

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How we verified this page

Official sources, verification dates and corrections

Property tax in San Mateo County: county, state and US

Compare Census estimates and read the sampling notes

Sources. Checked .

Census ACS 2020–2024 estimates for owner-occupied homes. The median annual tax paid is a historical survey estimate, not a quote for this year’s bill.

AreaMedian annual tax paidMedian home valueEffective rate estimate
San Mateo County$9,519 $1,559,600 0.61%
California$5,124 $734,700 0.70%
United States$3,119 $332,700 0.94%

San Mateo County’s effective-rate point estimate is 0.09 percentage points below California’s and 0.33 percentage points below the US estimate.

Effective rate = median annual real estate taxes paid (B25103) ÷ median owner-occupied home value (B25077). State and US figures use their own Census medians, not averages of counties. These ratios are not rates set by law or medians of individual tax rates. Differences are not tests of statistical significance. Bounded or missing estimates stay unavailable.

Census sources, quotations and sampling uncertainty

San Mateo County

Annual taxes: $9,519 (90% margin of error: ±$153). Census table B25103_001E.

0500000US06081|9519|153|10001|-333333333|6502|199

Home value: $1,559,600 (90% margin of error: ±$16,159). Census table B25077_001E.

0500000US06081|1559600|16159

Estimated effective rate: 0.61%. Census source.

0500000US06081|9519|153|10001|-333333333|6502|199

California

Annual taxes: $5,124 (90% margin of error: ±$17). Census table B25103_001E.

0400000US06|5124|17|5839|17|3825|19

Home value: $734,700 (90% margin of error: ±$1,307). Census table B25077_001E.

0400000US06|734700|1307

Estimated effective rate: 0.70%. Census source.

0400000US06|5124|17|5839|17|3825|19

United States

Annual taxes: $3,119 (90% margin of error: ±$4). Census table B25103_001E.

0100000US|3119|4|3489|4|2576|4

Home value: $332,700 (90% margin of error: ±$236). Census table B25077_001E.

0100000US|332700|236

Estimated effective rate: 0.94%. Census source.

0100000US|3119|4|3489|4|2576|4

Guides and related dates

San Mateo County property tax calculator

Estimate your bill, check exemptions and compare counties

Tools: San Mateo County, CA

Property tax calculator

Estimated annual property tax $9,519

$1,559,600 home value × 0.61% Census effective rate ≈ $9,519 per year. Uses the unrounded ratio; your actual bill may differ.

Estimate only. Not tax, legal or financial advice; confirm with your county.

Starts at the Census median for San Mateo County, CA.

Math and official Census sources

$9,519 median annual tax ÷ $1,559,600 median home value = 0.61%. Census ACS 2020–2024; a historical survey ratio, not a parcel tax rate.

0500000US06081|1559600|16159

Census source. Last verified 2026-10-24.

0500000US06081|9519|153|10001|-333333333|6502|199

Census source. Last verified 2026-10-24.

Full San Mateo County, CA calculator: exemptions, rates, dates and reminders

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Prorated property tax calculator

Homestead exemption savings calculator

Millage rate calculator

Property tax escrow calculator

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What's next for you

San Mateo County, CA

Due date:

Official source

Set by law. Verified October 24, 2026.

§ 2605 Rev. & Tax. Code November 1 Property owners First installment of real property taxes and all taxes on personal property on the secured roll are due and payable.

Check the official source

Reminders for your county

San Mateo County, CA. Calendar alerts are set for 14, 3 and 1 day before each verified due date.

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Updated , from cited verification dates. Individual sources may have earlier checks.